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Industries / Commercial insurance broking

You renew hundreds of policies a year on spreadsheets and goodwill.

Commercial insurance brokers: the renewal machinery runs itself, and the annual transaction becomes a monthly relationship.

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01 / Your expertise

A model can summarise a policy. It does not know which underwriter writes this risk.

Knowing what a wording actually excludes when it matters, and who in the market will take a difficult risk at a sane price, is the broking. Everything else in the renewal cycle is document handling.

What is scarce

Wording judgment and market relationships: where the real exposure sits, and which underwriter to take it to.

What is not

Policy comparison, submission packs, claims chasing, questionnaires, premium reconciliation, regulatory statements, cross-sell analysis.

What we do about it

Your broking standards become the system’s: the software prepares the file and the comparison, your brokers place the risk.

02 / Automate internally

Renewal season is not a busy period. It is a capacity ceiling.

Not a chatbot in your inbox. Whole workflows in production - across every person and system they touch - on one layer that the next workflow reuses.

Policy comparison & gaps

Wordings compared clause by clause with coverage gaps surfaced and evidenced - the analysis that currently gets done properly only when there is time.

Renewal & market submissions

Renewal preparation and market submission packs assembled from the client record, so every renewal goes to market on its merits rather than on whatever fits the calendar.

Claims documentation

Claims documented and progress chased with insurers automatically - the work that decides whether a client renews with you, and the work nobody has time for.

Risk questionnaires

Client data collection run as a guided process rather than a PDF sent by email, which is the reason submissions are late and incomplete.

Premium reconciliation

Premiums, commissions and adjustments reconciled continuously instead of chased at quarter end.

Regulatory documentation

Demands-and-needs statements and regulatory records produced as the advice happens, complete enough to stand up to a file review.

Cross-sell identification

The book analysed for genuine uninsured exposure across clients - revenue that exists already and is currently found by accident.

03 / Build together

Then turn the annual transaction into a monthly relationship.

A risk monitoring product for your commercial clients: continuous exposure tracking, automatic flagging when a business change creates an uninsured gap, and claims-ready documentation maintained in advance. Clients see you between renewals - which is exactly what stops a book being poached.

Gaps flagged as they appear

A new site, a new vehicle, a new contract, a headcount jump. Each one changes the exposure, and today none of them reach you until renewal.

Claims-ready in advance

Documentation maintained before a loss, not reconstructed after one. It is the moment clients judge a broker, and the moment most brokers are improvising.

Retention is the economics

Books are lost on inattention, not on price. Monthly visibility changes the renewal conversation and the value of the book itself.

04 / Why you

A book is only defensible if the client hears from you between renewals.

Commercial broking runs on an annual touchpoint and a relationship that has to survive eleven silent months. Every competitor’s pitch exploits exactly that gap. The broker who knows the wordings and the market, and has the monitoring layer to go with it, is not competing on price - and no software company can place the risk when the flag goes up.

You own it, not us

Code, models, prompts and runbooks transfer to your brokerage. If we disappeared tomorrow, the system keeps running.

One layer, reused everywhere

The second workflow costs a fraction of the first, because permissions, integrations and audit trail are already built.

Regulator-ready by construction

Human-approved gates, evidence on every output, advice records built as work happens, ISO 27001 and GDPR alignment, deployable in your own environment.

Forward-deployed, not handed over

Our engineers sit inside your brokerage until it runs - then your people build on it, not just operate it.

The AI-native grant

Change the operating model, not just the tooling.

We invest €50,000 of engineering into one real process inside your firm. Two minutes to apply, twenty to find out if you are a fit.

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